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Your Workplace Benefit Is Part of Your Protection. See the Whole Picture.

Come directly to Turtelle, whether or not your employer works with us. See how your workplace coverage, personal policies and family needs fit together, and find out if there is any potential gap.

Check My Family Protection ScoreSee How It Works
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Already know you have a protection gap?

Skip the Protection Check and go straight to your next step.

Three parts of your coverage, one clear picture

Most people know a little about each piece but have never seen them together. The Protection Check brings them into one view.

Workplace benefits

Life coverage through your job: how much you have, and how much of your protection depends on your employer.

Personal policies

Coverage you own yourself. Already have a policy? Policy X-Ray explains what it covers.

Family and financial needs

Income, debts, mortgage, children and goals: what your family would actually need.

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Your Protection Score

One score from 0 to 100 that helps you understand your overall protection and identify any potential gap.

How the Protection Check works

You answer a few questions about your family, finances and coverage. Your results appear right away.

  1. Tell us about your family

    Your age, spouse, children and other basics.

  2. Add your finances

    Income, debts, mortgage and the financial needs you want protected.

  3. Add your coverage

    Workplace life insurance and any personal policies you already own.

  4. See your results

    Your Protection Score™, any potential protection gap and a personalized report.

Check My Family Protection Score

If you changed jobs, would your coverage come with you?

Workplace life insurance may change or end when you leave an employer, depending on your plan. We call this the Protection Cliff™.

The Protection Check helps you understand how much of your protection depends on workplace coverage, so you can see what a job change could mean for your family.

While you work there

After you leave

  • Coverage through work
  • Coverage you own
Illustration only. Your own results depend on your coverage and plan terms.

What happens after your check

Your results are yours to act on, or not. There is no obligation to buy anything.

  • Your coverage fits your needs

    That's a good result. You'll know where you stand, and there is nothing more you need to do.

  • There may be a gap

    You can compare available life insurance quotes online at your own pace and choose whether to apply.

  • You'd like to talk it through

    A licensed agent can go over your results with you and answer your questions.

Ready to explore your options?

Already understand what you're looking for? Compare available life insurance quotes online or speak with a licensed agent.

  • Review available life insurance quotes, compare your options and choose whether you want to apply. Preview until October 20, 2026: sample quotes only, and no application is submitted.

    Buy Insurance Online

    Compare quotes and apply

  • Speak with a licensed agent if you would like help understanding your coverage options.

    Talk to a Licensed Agent

    Get help understanding your options

Exploring coverage is optional. There is no obligation to buy anything.

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See Where Your Family Stands

Bring your workplace coverage, personal policies and your family's needs together in one Protection Check.

Check My Family Protection Score

The Protection Check gives an educational estimate based on the information you enter. It is not a recommendation to buy insurance, and actual coverage depends on each policy's terms and on carrier underwriting.

Common questions

  • Is my workplace life insurance enough?

    It's a helpful start, but basic workplace coverage is often a set amount or one to two times salary. That may not cover a mortgage, childcare or years of lost income. The Protection Check compares it with your family's estimated needs.

  • What happens to my workplace coverage if I change jobs?

    It often ends when you leave. Some plans let you keep or convert part of it, usually at a different cost. Check your plan documents or ask HR.

  • What does the Family Protection Check show?

    An estimate of how much protection your family may need, compared with the coverage you already have, and whether there may be a gap. It's free, and there's no obligation.

  • Do I have to buy anything?

    No. Your results are yours to use, or not.

Insights & Guides

Make confident decisions about your family's protection.

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