Group Life Insurance, Managed in One Place.
Better Group Insurance. Better Employee Protection.
Tell us about your organization and workforce. Turtelle helps you explore competitive group-life proposals, compare rates, coverage and plan features, and choose the solution that fits your organization.

Built for organizations of every size
From growing startups and small businesses to mid-sized companies and large organizations, Turtelle helps employers explore group life insurance options and give employees a clearer understanding of their protection.
Startups & small businesses
Build or strengthen your employee benefits with group life insurance options that fit your workforce and goals.
Small & mid-sized employers
Compare group life proposals, coverage structures and plan features as your workforce and benefit needs grow.
Large organizations
Support larger and more diverse workforces with group life insurance solutions and a connected employee protection experience.
Group life insurance, without the runaround
Turtelle manages the group-life process for you, then helps your employees understand what their benefit means for their families.
Group proposals
Share your company and census information once. Turtelle requests group-life proposals from available carriers.
Compare rates and plans
Review rates, coverage structure, guaranteed-issue provisions and other plan features in one place.
Employee enrollment
After you choose a plan, enrollment is supported according to the carrier and setup you select.
Protection beyond the benefit
Employees can use the Turtelle Protection Check to see how their workplace coverage fits their family's bigger picture.
How it works for employers
Five steps from your first request to employees using their benefit.
Tell us about your company
Your company, your workforce and your benefit goals.
Share your census
Employee information, provided once through your secure employer portal.
We request proposals
Turtelle requests group-life proposals from available carriers.
Compare and choose
Review rates, coverage and plan features side by side, then choose your plan.
Your employees get access
Enrollment follows the plan you choose, and employees can use the Protection Check.

Your benefit is part of each employee's bigger picture
- Employees can take the Protection Check to see how their group coverage fits with personal policies and family needs.
- Their personal results stay private to them unless they choose to share.
- If someone finds a personal gap, they can explore individual coverage on their own, separate from your plan.
Turtelle focuses on life insurance. You don't need to change your medical, dental or disability arrangements to work with us.
Explore Group Life Options for Your Team
Tell us about your company, and we'll handle the proposal process with you.
Carrier availability, rates and plan terms depend on your group's details and on carrier underwriting. Proposals are provided for comparison and do not guarantee coverage.
Common questions
Why offer group life insurance?
It's a valued benefit that helps employees protect their families. Group coverage is usually simple to provide.
How does Turtelle help employers?
You can explore group life insurance options and request a proposal. Your employees can use the Family Protection Check to understand how their workplace coverage fits their family’s needs.
Can we see employees' personal results?
No. You can see whether an invited employee has completed the check, but never their score, coverage gap, report or answers.
Is group coverage available in every state?
Availability depends on the state and the insurance carrier. Proposals are prepared through licensed insurance professionals.
Insights & Guides
Understand group life coverage and employee protection.
EMPLOYEE BENEFITS · BENEFITS STRATEGYBuilding a Scalable Employee Life Insurance Strategy
A practical guide to designing, budgeting, managing, and improving employee life insurance benefits as your business grows.
14 min read
EMPLOYEE BENEFITS · FINANCIAL WELLNESSHelping Employees Identify Life Insurance Gaps
A practical guide for employers to help employees understand workplace life insurance limits, evaluate potential protection gaps, and make informed financial decisions.
12 min read
EMPLOYEE BENEFITS · COVERAGE CONTINUATIONWhat Happens to Life Insurance After Leaving a Job?
A practical employer's guide to group life insurance termination, portability, conversion, employee offboarding, and helping departing employees avoid unexpected coverage gaps.
14 min read
