Group and Member Life Insurance
Bring Competitive Protection Options to Your Members.
Explore group and member life insurance options, compare proposals, choose a program, and give members a connected way to understand their protection.

Group life solutions for different member organizations
Turtelle works with associations and eligible groups looking to explore life insurance solutions for their members. Whether you represent a professional association, trade organization, membership group or nonprofit, we help you explore available group or affinity life insurance options and find a program that fits your members.
Professional associations
Accountants, engineers, attorneys, healthcare professionals and other professional membership organizations.
Trade & industry associations
Organizations representing businesses, trades, industries or occupational groups.
Nonprofit & community organizations
Eligible nonprofit, community and mission-driven organizations looking to offer additional member benefits.
Membership & affinity groups
Organizations whose members share an eligible professional, occupational, educational or other common affiliation.
A protection program your members can understand
Turtelle manages the group-life process with you, then gives members a clear view of what their coverage means for their families.
Group and member proposals
Explore group or affinity life insurance options for your organization and eligible members.
Compare options
Review proposals, rates, coverage and program features in one place.
Member access
A clear path for members to access or enroll under the program you choose.
Member Protection Check
Members can see how group coverage fits with their personal policies and family needs.
How it works for associations and groups
Five steps from your first request to members using their protection.
Tell us about your organization
Your association or group, your members and your goals.
Share member information
The details needed to request proposals, provided securely.
We request proposals
Turtelle requests group or member life-insurance proposals from available carriers.
Compare and choose
Review rates, coverage and program features, then choose your program.
Members get access
Access or enrollment follows the program you choose, and members can use the Protection Check.

More value for every member
- Members can take the Protection Check to see how group coverage fits with personal policies and family needs.
- Their personal results stay private to them unless they choose to share.
- If a member finds a personal gap, they can explore individual coverage on their own, separate from your program.
Explore Group Solutions for Your Members
Tell us about your organization, and we'll handle the proposal process with you.
Eligibility, carrier availability, rates and program terms depend on your organization's details and on carrier underwriting. Proposals are provided for comparison and do not guarantee coverage.
Common questions
Can an association offer life insurance to members?
Often yes, through group or member programs, depending on state rules and carrier eligibility.
How does Turtelle help associations?
You can invite members to check their protection and request a member program. Programs are confirmed with the carrier for each state.
Does the association see members' personal results?
No. Associations see only overall participation, and small groups are hidden.
Is every state covered?
Not automatically. Each state must be confirmed with the carrier before a program is offered there.
Insights & Guides
Help your members understand and strengthen their protection.
ASSOCIATION BENEFITS · LONG-TERM STRATEGYBuilding Sustainable Member Life Insurance Benefits
Learn how professional associations can develop, manage, and improve life insurance benefits over time while balancing member value, affordability, compliance, and administrative resources.
13 min read
MEMBER ENGAGEMENT · LIFE INSURANCE PARTICIPATIONImproving Member Participation in Life Insurance
Discover practical ways associations can help members understand life insurance benefits, overcome enrollment barriers, and make informed coverage decisions without unnecessary pressure.
14 min read
ASSOCIATION BENEFITS · PROGRAM ADMINISTRATIONSimplifying Life Insurance Benefits for Associations
A practical guide to introducing life insurance education and coverage options for association members while keeping administration, costs, and member communication manageable.
14 min read
